Four steps. No mystery.
Here is exactly what happens between opening the application and seeing funds in your account.
- 01
Apply in about 10 minutes
Create an account and work through six short steps: your business, its owners, a few financial figures, your bank account, how much you'd like and what for, and your recent bank statements. Everything saves as you go, so you can stop and come back.
- Legal business details and EIN
- Owners holding a majority of the business
- Business bank account for funding and payments
- Last three months of business bank statements
- 02
Decision within a business day
An underwriter reviews your application alongside an automated worksheet built from your revenue, deposits and balances. If we need anything else, we'll ask inside your dashboard and by email.
- Lines up to $250,000
- Minimum 6 months in business
- Minimum $10,000 monthly revenue
- 03
Sign online
Your approval shows the credit limit, pricing and a plain-language cost disclosure. Review it, sign electronically, and your line is active.
- No paperwork or branch visits
- Cost disclosure with total payback, cost per dollar and estimated APR
- Pricing fixed for the life of the line
- 04
Draw funds
Request a draw of $1,000 or more from your dashboard. You see the exact schedule before you confirm; approved draws are sent to your bank account, often the same day.
- Smaller draws approved automatically
- Fixed payments on business days
- Repaid principal becomes available again
Want to see the numbers first? Try the calculator.
Start your application.
It takes about ten minutes and saves automatically.